External Financing

Learn about the alliances and agreements the Working Adult Program (EPE) has with other institutions in order to support students to cover their studies.

 

COMMITTED TO UNIVERSITY EDUCATION

UPC has signed agreements with organizations such as Pronabec, Lumni and IPFE, who can finance up to 100 % of your studies and offer long-term payment benefits. You can learn about each credit HERE.

 

EDUCATIONAL CREDIT - PRONABEC

EDUCATIONAL CREDIT - IPPE

LUMNI TALENT FUND

 

EDUCATIONAL CREDIT - PRONABEC

Pronabec offers educational credit in the way of a personal loan to Peruvian students and professionals in order to finance their undergraduate and graduate studies, partially or totally, in the country or abroad, at a very accessible rate of 4.22 % per year.

 

FOR undergraduate and EPE students.

 

REQUIREMENTS

Minimum grade of 13 in the immediately preceding term.

 

IT APPLIES FROM the start of the program.

 

WHAT DOES IT COVER?

  • Enrollment fee and/or tuition.
  • Obtaining graduate academic degrees and associations.
  • Study trips abroad.
  • Acquisition of study materials and equipment.

 

PERCENTAGE: 4.22 % Effective Annual Rate.

 

CRITERIA FOR CREDIT EXTENSION

  • Must have paid 50 % of the initial credit requested.
  • Academic performance.
  • Timely payment of installments.

 

 

PAYMENT DEADLINES

12, 18, 24, 36 and 48 months, according to the amount approved.

 

WHO INTERVENES?

  • The beneficiary (student)
  • The person responsible for the payment (payer)
  • The guarantor (co-signer)

 

MAXIMUM AMOUNT FOR FINANCING

S/.19,750

 

GRACE PERIOD

30 days after applying for credit.

 

TAX RELIEF

2 % deduction.

 

CONTACT

Website: www.pronabec.gob.pe

E-mail address: credito.educativo@pronabec.gob.pe

Telephone number: 612-8282

Address: Jr. Tiziano 387, San Borja

Monday to Friday, from 8:30 a.m. to 5:00 p.m.

 

Further information

 

EDUCATIONAL CREDIT - IPPE

This credit allows you to pay for your studies at a social interest rate (financial support until the end of your studies). Installments are paid depending on the socioeconomic assessment.

 

FOR undergraduate and Working Adult (EPE) students.

 

REQUIREMENT

Minimum grade of 14 in the immediately preceding term.

 

IT APPLIES FROM the fourth term in the program.

 

WHAT DOES IT COVER?

  • Enrollment fee and/or tuition.
  • Bachelor’s degree and title paperwork.
  • English course at UPC

 

PERCENTAGE

13.50 % Effective Annual Rate, approximately.

 

PAYMENT DEADLINE

Six years, approximately.

 

WHO INTERVENES?

  • The beneficiary (student)
  • The person responsible for the payment (payer)
  • The guarantor (co-signer)

 

MAXIMUM AMOUNT FOR FINANCING

S/ 8 000 per academic term.

 

GRACE PERIOD

30 days after applying for credit.

 

TAX RELIEF

2 % deduction.

 

CRITERIA FOR CREDIT EXTENSION

  • Academic performance
  • Timely payment of installments

 

CONTACT

E-mail address: ipfe.creditos@ipfe.org.pe

Telephone number: 471-7395, extension 109

 

Further information

 

LUMNI TALENT FUND

This is an initiative that allows financing talented youngsters’ higher education from the fourth term in the economic sciences, business sciences, architecture, and all engineering programs. In exchange for the financing, you must commit yourselves to paying a fixed percentage of your future income for a set period of time.

 

FOR undergraduate and EPE students.

 

REQUIREMENTS

  • Minimum grade of 13.
  • Not being at academic risk.

 

IT APPLIES FROM the fourth term in the program.

 

WHAT DOES IT COVER?

  • Registration fee and/or tuition
  • English course at UPC
  • Bachelor’s degree and title paperwork.
  • Living expenses and other educational costs (seminars, congresses, etc.)

 

PERCENTAGE

There is no interest rate.

 

WHO INTERVENES?

The beneficiary (student)

 

MAXIMUM AMOUNT FOR FINANCING

According to the financial support offered.

 

GRACE PERIOD

The time the beneficiary is studying and six additional months.

 

PAYMENT METHOD

A percentage of the gross income is fixed (15 % maximum) for a set number of months (seven years maximum)

 

PAYMENT CULTURE

Monthly payment of S/ 32 during the study period or when in unemployment situation.

 

CONTACT

Web page: www.lumni.pe

E-mail address: claudia.delbarco@lumni.net / luis.rivas@lumni.net

Telephone numbers: 9445-76199 and 9823-20773

Further information: WORKING ADULT PROGRAM (EPE)

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